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Our 7% AER 5 year Fixed Mini-bonds

  • Authorised and regulated by the Financial Conduct Authority
  • £1,000 investment after Year 5 - £1402.55
  • £5,000 investment after Year 5 - £7,012.76
  • £25,000 investment after Year 5 - £35,063.79
15+ Years in operation4.8/521+ Reviews
Call us now0191 406 0888

Customer reviews

4.8/521+ Reviews

Quick response

Would 100% recommend this company. I can’t fault the guys. Quick response to initial enquiry, work carried out was amazing, they went above and beyond to ensure the work was done to a high standard, even fixing faults left by other companies.

Emma Longstaff, November 2022

Fantastic service

Fantastic service have been using this company for a few years now for repairs and servicing. Team friendly and explain everything for you, love the pictures or work done pre and post especially around my service of boiler.

Darren Worwood, November 2022

Easy to book online system

Excellent service! Booked an appointment for annual gas check. Easy to book online system. Scott did a very thorough check with attention to details. Very professional. Highly recommend!

Lina Stagkou, September 2020

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Frequently asked questions

Years Future Value (7.00%) Investment: £1,000.00 Year 1: £1,070.00 Year 2: £1,144.90 Year 3: £1,225.04 Year 4: £1,310.80 Year 5: £1,402.55

in 5 years you will have £1402.55

Years Future Value (4.00%) Investment: £1,000.00 Year 1: £1,040.00 Year 2: £1,081.60 Year 3: £1,124.86

in 3 years you will have £1124.86

To open an account you need to be aged 18 years or over, resident in the UK and only tax resident in the UK. The minimum deposit required to open this account is £1,000 You have 14 calendar days from account opening to make as many deposits as you like. After this period no further deposits are permitted

No, the interest rate is fixed and will not change for the term.

We guarantee to pay the interest rates shown provided a deposit is paid into the account within 14 calendar days of the account being opened. If the interest rates have increased by the time the first deposit is received, you’ll automatically receive the higher rate.

We will contact you at least 21 days before your account matures detailing your options and enabling you to give us your maturity instructions An additional reminder will be issued around 14 days prior to your account maturing If you do not advise us of your maturity instructions at least two days before the maturity date, your account will roll into another Fixed Rate Account of the same term or similar term

  • AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year Interest is paid gross without the deduction of income tax If you change your mind within 14 days of opening your account we will cancel your account without penalty or notice

No withdrawals, transfers out or closures permitted before the maturity date In exceptional circumstances we may permit early withdrawals from or closure of the account prior to the maturity date but this is at our discretion, subject to evidence we will request, and we are not obliged to do so. In the event that we grant permission, we may deduct 180 days’ interest as a condition

Interest is paid without tax being deducted, but may be taxable depending on your personal circumstances

Please visit the Financial Conduct Authority website for more information on Mini-Bonds.

This product is classified as A High risk investment product and is for a ‘sophisticated’ or high net worth investor. This product has no protection under the Financial Services Compensation Scheme (FSCS) and your Capital is at risk.

Think carefully before investing in a mini-bond. Do not invest any money you can’t afford to lose.

The reason we are issuing our mini bonds are because of the demand for our home improvement products mainly - 'A' rated condensing boilers and solar PV with solar batteries.

Our risks are low, mainly because our Consumer credit finance is for homeowners only. All applicants must pass a credit & affordability check, and we notify the monthly repayment history to credit agencies.

We normally invest our profits to finance our consumer loans, but the demand for our services has risen due to the rapid rise in domestic energy bills! and the demand needs more investment.

Before radiator treament
Before radiator treament
After radiator treament
After radiator treament

You don’t know what you can’t see

Radiators not feeling as hot as they used to? We use cutting-edge thermal imaging technology to assess your radiators and repair any damage with the best solution.

Stay warm this winter and get your heating assessed by Home Assist.