The reason we are issuing our mini bonds are because of the demand for our home improvement products mainly - 'A' rated condensing boilers and solar PV with solar batteries.
Our risks are low, mainly because our Consumer credit finance is for homeowners only. All applicants must pass a credit & affordability check, and we notify the monthly repayment history to credit agencies.
We normally invest our profits to finance our consumer loans, but the demand for our services has risen due to the rapid rise in domestic energy bills! and the demand needs more investment.